The Best Identity Theft Protection
Identity theft is real and it’s happening everyday. A lot of people never even give consideration to the fact that their entire identity could suddenly be stolen and used for all sorts of criminal purposes. I’m here to tell you that it does happen. In fact, it actually happened to me. It all started 3 years ago. Let me tell you my story.
My Identity Was Stolen
I am just a regular Joe. I go to work, do my job, take care of my family, and basically live the life of a regular family guy. But a few years back, I had to move because I was laid off and couldn’t find suitable work in my hometown. We had to leave rather quickly and couldn’t put everything in order at our house. My brother-in-law promised to tie up all the loose ends. I had been doing some freelance web design while looking for a new job and converted one of the bedrooms to an office. It was a big mistake not to buy a shredder and shred everything I left behind. I was the victim of identity theft and in hindsight I should have sought to choose the best identity theft protection I could find.
How Did I Know I was the Victim of Identity Theft?
It happened one day when I received a bill from a credit card I never knew I had. There were multiple charges and it had been quickly run to its $7,000 credit limit. In fact, the interest charge made it go over the limit which also tacked on an over-the-limit fee. Someone had applied for the card in my name and received the card at my old address. In all the rush to move out of there, I forgot to put a stop on mail going to my house. I just had my brother-in-law pick up the mail and send me the important items. The problem was that he didn’t check the mail every day. When the company sent the new card, the identity thief snatched it from the mailbox while my brother-in-law was at work.
Something else had also happened that my brother-in-law didn’t tell me about. There had been a break-in at my house and it seems that papers in the bedroom/office had been rustled around. He didn’t think anything of it because there was nothing valuable in the house to steal (in his opinion). However, I think it was the identity thief who also broke in to get information about me to help him open an account. My social security number is the first thing that comes to mind.
How to Protect Yourself from Identity Theft
There are some things I can do to protect myself in the future. You can consider these free identity theft protection tips. First, the next time I move, I’ll make sure to have my mail sent to a forwarding address. I will never leave papers lying around again and make sure unwanted documents are destroyed in a shredder. Now, I need to start protecting my personal information but I have such a mess to clean up with the current theft of my identity that it will take months. Protect yourself where you can and consider choosing the best identity theft protection from a professional company.
What to Look for in the Best Identity Theft Protection
There are services out there that can catch identity theft when it happens. You need to be informed on what the benefits are of the service that is offered so that you can carefully compare companies to make sure that you pick the best identity theft protection service for your money. Here are the basics of what to look for.
Credit Monitoring Service
Credit monitoring is the backbone of any identity theft protection service or credit monitoring plan. The primary way they do this is by checking your credit report at regular intervals and then sending you a warning when a new account is opened or multiple inquiries are run against your credit account. If I had used the services of an identity theft protection agency, they could have notified me via SMS that someone had opened an account. They could have immediately put what is known as a credit freeze on my account. Credit monitoring is vitally important so make sure the company you are considering offers that.
This ability to notify customers when suspected activity is taking place is crucial to finding the best identity theft protection. However it is not just about spotting it on your credit report. It is also about raising the red flag in time for the crime to be circumvented.
Identity Theft Recovery
Another area where I would have benefitted by choosing the best identity theft protection is in the area of recovery. When I realized that someone had stolen my identity and secured a credit card in my name, I didn’t have a clue where to begin to turn this around. Identity theft protection services are able to not only notify me but point me in the right direction as to how I can get these transactions voided and undo the damage that was done.
Lifelock Review: Is Lifelock Worth It?
Lifelock has been offering professional identity theft protection services for years now. I’m sure you have seen their ads on TV or heard them on the radio. The CEO of the company likes to give out his social security number in public. He does that because we knows he is protected against identity theft with Lifelock.
What Lifelock offers is definitely the best identity theft protection service that you will find anywhere. A lot of people have asked me “Is Lifelock worth it?” I think so and here is why. They offer a 1 million dollar guarantee so that if you are a victim of identity theft, Lifelock will be able to help you in the recovery phase and get your life back on track. They offer credit monitoring 24 hours a day and will even monitor the internet for any references to your social security number or credit card numbers.
Before I ordered service from Lifelock I had a look around the web for as many Lifelock reviews as I could get me hands on. It seems that everyone agrees Lifelock has competent employees and treats their customers fairly. They offer a lot of features in their total identity protection plan and their Lifelock Command Center is easy to use. That is important to me as I don’t want to buy into a system that is difficult to use and confusing. What would be the point? Here’s the bottom line of this Lifelock review: order it now and start protecting your identity today.
Finding a Lifelock Promotion Code
Now before you go and sign-up with Lifelock you really ought to get a hold of a Lifelock promotion code for 2012. Normally Lifelock charges $120 per year but if you use a Lifelock promotion code you can get service from them for only $99 per year. I don’t know about you, but in this economy I’ll take any chance I can get at saving money. So, if you are ready to sign-up just head on over to Lifelock’s official website and use this Lifelock promotion code to save money. Now there is a combination that cannot be beat. You’ll be protecting your identity with the best identity theft protection service and you’ll be saving money. What are you waiting for? Go sign-up right now!